As a Toyota Corolla Cross owner in the Philippines, it is important to understand the significance of having car insurance. While it may seem like an unnecessary expense, car insurance provides financial protection against unforeseen accidents or damages to your vehicle. In this guide, we will cover everything you need to know about car insurance for your Toyota Corolla Cross in the Philippines, including the different types of coverage, premium costs, and how to find the best car insurance deals online.
Overview of the Toyota Corolla Cross:
The Toyota Corolla Cross is a compact SUV that offers a comfortable ride, spacious interior, and excellent fuel efficiency. It is equipped with a range of safety features, such as anti-lock brakes, stability control, and airbags. As a popular vehicle in the Philippines, it is important to have the right car insurance coverage to protect your investment.
Types of Car Insurance Coverage:
There are two main types of car insurance coverage in the Philippines - Compulsory Third Party Liability (CTPL) and Comprehensive Car Insurance. CTPL is a mandatory insurance policy that covers the legal liability of the vehicle owner in the event of death or injury to a third party. Comprehensive car insurance, on the other hand, provides coverage for damages to your own vehicle, as well as third-party liability.
Toyota Corolla Cross Insurance Premium Costs:
The cost of car insurance premiums for the Toyota Corolla Cross in the Philippines can vary based on a number of factors, such as the age of the vehicle, driver age and driving history, location, and the level of coverage. On average, the annual premium cost for a Toyota Corolla Cross in the Philippines can range from Php 8,000 to Php 25,000.
Options for Buying Car Insurance Online for Your Toyota Corolla Cross:
There are several options for purchasing car insurance online in the Philippines, including insurance company websites and comparison websites such as Philvex.com. Philvex.com allows you to compare car insurance policies from different providers and provides you with the best deals and discounts available in the market. The website also offers an easy-to-use interface that allows you to customize your coverage options and compare quotes from different insurers. Once you have done making customized quotes online for your Toyota Corolla Cross, you can then submit your purchase application and pay online in just 3 easy steps within minutes!
Based on the updated price list from Philvex.com, as of November 21, 2024, the annual premium of comprehensive insurance of a Toyota Corolla Cross in the Philippines is ranging from ₱13,851.54 to ₱25,710.77 depending on the model years of your car between 2020 and 2022.
To provide you with the specific premium cost of your car, we have prepared a breakdown of the updated price ranges of each Toyota Corolla Cross variant together with the year manufactured. We highly encourage you to visit the details of the quotes by clicking the "View Quotes" link so that you can compare and contrast each quote from different insurance providers in the Philippines like Mercantile Insurance and Philippine British Assurance Company. Take note that these prices are subject to change based on the specific coverages you choose to include in your policy.
| Toyota Corolla Cross Variant | Year | Annual Premium Cost | |
|---|---|---|---|
| 2022 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater | 2022 | ₱18,211.54 - ₱19,539.25 | View Quotes |
| 2021 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater | 2021 | ₱15,910.42 - ₱17,044.38 | View Quotes |
| 2020 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater | 2020 | ₱13,851.54 - ₱14,812.12 | View Quotes |
| 2022 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater White Pearl | 2022 | ₱18,453.76 - ₱19,801.86 | View Quotes |
| 2021 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater White Pearl | 2021 | ₱16,031.54 - ₱17,175.68 | View Quotes |
| 2020 Toyota Corolla Cross G 1800cc Gas A/T FWD Crossover 5-Seater White Pearl | 2020 | ₱14,033.20 - ₱15,009.08 | View Quotes |
| 2022 Toyota Corolla Cross GR Sport 1800cc Hybrid A/T FWD Crossover 5-Seater | 2022 | ₱23,903.76 - ₱25,710.77 | View Quotes |
| 2022 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater | 2022 | ₱22,692.65 - ₱24,397.68 | View Quotes |
| 2021 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater | 2021 | ₱19,664.87 - ₱21,114.96 | View Quotes |
| 2020 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater | 2020 | ₱17,121.53 - ₱18,357.46 | View Quotes |
| 2022 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater White Pearl | 2022 | ₱22,813.76 - ₱24,528.99 | View Quotes |
| 2021 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater White Pearl | 2021 | ₱19,785.98 - ₱21,246.27 | View Quotes |
| 2020 Toyota Corolla Cross V 1800cc Hybrid A/T FWD Crossover 5-Seater White Pearl | 2020 | ₱17,242.65 - ₱18,488.77 | View Quotes |
If your car's model year is before 2020, we encourage you to submit a request for quotation so that insurance providers can offer you customized quotes tailored to your specific needs and circumstances.
How to Get the Best Car Insurance at the Lowest Price
To get the best car insurance at the lowest price, it is important to compare quotes from different insurers and review the coverage options. Consider factors such as deductibles, exclusions, and add-ons that may affect the premium cost. Additionally, ensure that the insurer has a good reputation and a strong financial standing.
Key Takeaways
- Car insurance is important for protecting your Toyota Corolla Cross investment from unforeseen damages or accidents.
- There are two main types of car insurance coverage in the Philippines - CTPL and comprehensive car insurance.
- The cost of car insurance premiums for the Toyota Corolla Cross in the Philippines can vary based on several factors, such as age of the vehicle, driver age and driving history, location, and level of coverage.
- Comparison websites such as Philvex.com can help you find the best deals and discounts available in the market.
- To get the best car insurance at the lowest price, it is important to compare quotes from different insurers, review the coverage options, and consider deductibles, exclusions, and add-ons that may affect the premium cost.
Final Thoughts
In conclusion, having car insurance for your Toyota Corolla Cross in the Philippines is a necessary expense to protect your investment against unforeseen damages or accidents. It is important to understand the different types of coverage available and the factors that can affect the cost of premiums. By comparing quotes from different insurers and utilizing comparison websites like Philvex.com, you can find the best car insurance deals and ensure that you have the right coverage at the lowest price.
